From daily debits to a settled plan.
Here's exactly what happens, start to finish — and where the lines are that keep this honest.
A short, phone-first form captures the basics — your business, who's funding you, and roughly what's being debited. No documents required to start.
Connect your bank read-only (fastest) or text us photos of your advance statements. From your debit pattern we can often map your funders automatically.
Not every advance is settleable. We flag which funders realistically negotiate, screen out banks (which don't), and estimate what each will take.
Our team works each funder toward a settlement number. Where a matter needs legal judgment, independent counsel reviews it — we don't give legal advice.
You pay the lender directly on the agreed plan. We debit only our disclosed fee, on a separate schedule. Your settlement money never flows through us.
- We never take custody of your settlement money.
- We don't give legal advice — counsel handles legal judgment and document review.
- Business debt only. We disclose every fee before you sign.
- We don't guarantee outcomes, and we tell you the risks in writing.